CMB International Asset Management (CMBIAM), a subsidiary of China Merchants Bank, has entered a landmark partnership with BNB Chain to bring its $3.8 billion USD Money Market Fund onchain. The initiative marks one of the most significant real-world asset (RWA) tokenization efforts in the Asia-Pacific region, offering investors blockchain-based access to one of the area’s top-performing institutional funds.
The project is supported by DigiFT and Onchain, both key players in digital finance infrastructure. Through this collaboration, CMB International introduces two blockchain-based tokens, CMBMINT and CMBIMINT, which represent fund shares directly on BNB Chain.
Expanding Access Through Tokenization
Accredited investors can now subscribe to the fund using fiat currencies or stablecoins, while redemptions are processed in real time via DigiFT’s smart-contract-powered liquidity system. This approach bridges traditional finance (TradFi) and decentralized finance (DeFi), enabling faster, transparent, and more accessible transactions.
As of October 2025, the CMB International USD Money Market Fund has maintained its position as one of the highest-performing funds in the Asia-Pacific region, according to Bloomberg’s performance rankings. The fund’s strategy relies on conservative investments in USD-denominated short-term deposits and high-quality money market instruments, designed to preserve capital while delivering stable yields.
Leveraging BNB Chain’s Strength
In a statement, Adam Bai, Head of CMB International Asset Management, emphasized the importance of blockchain integration for expanding access and transparency in traditional investment products.
“By leveraging BNB Chain’s robust blockchain infrastructure, we can securely and compliantly extend our money market strategies to a broader global investor base,” Bai said.
BNB Chain was selected for its scalability, low transaction fees, and expanding DeFi ecosystem, which make it well-suited for regulated real-world asset tokenization. With this collaboration, CMB International joins a growing list of institutional players exploring blockchain’s potential to modernize capital markets.
Boosting the Real-World Asset Ecosystem
The CMBMINT and CMBIMINT tokens are expected to integrate seamlessly with BNB Chain’s Real-World Asset (RWA) ecosystem, which includes protocols such as Venus Protocol and ListaDAO. These integrations allow tokenized assets to be used in collateralized lending and yield-generating strategies, unlocking new opportunities for institutional liquidity.
BNB Chain’s technical flexibility enables financial institutions to tokenize a wide range of products—from government bonds and funds to private credit instruments—while ensuring compliance and transparency.
According to BNB Chain developers, this partnership represents a “transformational moment” for Asia’s asset management industry, as blockchain-based tokenization becomes a mainstream channel for capital formation and investor participation.
Institutional Momentum in Tokenization
The tokenization of the CMB International USD Money Market Fund underscores a growing institutional trend toward bringing traditional financial assets onchain. Global asset managers and banks have increasingly explored tokenized funds to improve settlement efficiency, reduce operational costs, and provide investors with fractional access to premium products.
Earlier in 2025, major institutions such as Franklin Templeton and BlackRock launched similar initiatives by tokenizing portions of their funds on public blockchains, signaling that onchain finance is becoming a viable model for regulated entities.
The CMB International initiative strengthens BNB Chain’s position as a preferred blockchain for institutional-grade applications in Asia, where compliance and interoperability are critical.
A Bridge Between TradFi and DeFi
The move also demonstrates how traditional banks and fund managers are finding common ground with decentralized finance platforms. By integrating smart contracts and onchain liquidity systems, CMB International provides investors with improved transparency, automated settlement, and round-the-clock access to fund activity—all while adhering to financial regulations.
Industry observers note that the partnership aligns with the broader push toward tokenized financial infrastructure, a market projected to surpass $10 trillion globally by 2030, according to multiple research estimates.
Outlook
The collaboration between CMB International and BNB Chain represents a key milestone for blockchain adoption in institutional finance. As digital asset tokenization becomes more widely adopted, investors are likely to see new opportunities for diversification, liquidity, and real-time fund interaction.
In the long run, initiatives like this could redefine the global asset management landscape, allowing both institutional and accredited investors to experience the benefits of decentralized financial technology without sacrificing compliance or security.
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